CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,973$307,973$346,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$38,527$0
Funding fee$1,540$1,540$0
Note rate4.160%4.160%7.400%
Blended rate4.160%4.698%7.640%
1st payment$1,628.55$1,628.55$2,399.10
2nd payment$0.00$288.95$0.00
Taxes / mo$108.17$108.17$108.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$360.00$360.00$360.00
Total monthly$2,246.71$2,535.67$3,086.56
Cash to close$77,027$38,500$38,500