CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,292$236,292$292,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$56,208$0
Funding fee$1,181$1,181$0
Note rate2.750%2.750%7.400%
Blended rate2.750%3.951%7.640%
1st payment$1,080.07$1,080.07$2,025.21
2nd payment$0.00$421.56$0.00
Taxes / mo$86.83$86.83$86.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$112.00$112.00$112.00
Total monthly$1,428.90$1,850.46$2,432.54
Cash to close$88,708$32,500$32,500