CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$462,685$462,685$463,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$26,565$0
Funding fee$2,313$2,313$0
Note rate6.820%6.820%7.400%
Blended rate6.820%7.094%7.640%
1st payment$3,102.24$3,102.24$3,209.18
2nd payment$0.00$262.88$0.00
Taxes / mo$255.67$255.67$255.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$123.33$123.33$123.33
Total monthly$3,647.91$3,910.79$3,847.54
Cash to close$52,315$25,750$51,500