CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,067$191,067$358,650
Remaining term (yrs)25.125.130.0
Secondary amount$0$167,583$0
Funding fee$955$955$0
Note rate2.510%2.510%7.400%
Blended rate2.510%5.075%7.640%
1st payment$852.01$852.01$2,483.22
2nd payment$0.00$1,117.22$0.00
Taxes / mo$135.83$135.83$135.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.73
HOA / mo$0.00$0.00$0.00
Total monthly$1,137.85$2,255.07$2,840.78
Cash to close$207,433$39,850$39,850