CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$363,837$363,837$418,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$54,663$0
Funding fee$1,819$1,819$0
Note rate6.630%6.630%7.400%
Blended rate6.630%6.940%7.640%
1st payment$2,354.36$2,354.36$2,897.61
2nd payment$0.00$409.97$0.00
Taxes / mo$150.75$150.75$150.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,671.77$3,081.75$3,298.73
Cash to close$101,163$46,500$46,500