CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$192,524$192,524$472,500
Remaining term (yrs)18.118.130.0
Secondary amount$0$279,976$0
Funding fee$963$963$0
Note rate3.970%3.970%7.400%
Blended rate3.970%6.210%7.640%
1st payment$1,237.09$1,237.09$3,271.49
2nd payment$0.00$1,808.18$0.00
Taxes / mo$146.17$146.17$146.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$94.00$94.00$94.00
Total monthly$1,643.92$3,452.10$3,772.83
Cash to close$332,476$52,500$52,500