CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,273$446,273$490,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$44,227$0
Funding fee$2,231$2,231$0
Note rate6.760%6.760%7.400%
Blended rate6.760%6.962%7.640%
1st payment$2,942.46$2,942.46$3,396.12
2nd payment$0.00$331.70$0.00
Taxes / mo$171.83$171.83$171.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$112.00$112.00$112.00
Total monthly$3,392.96$3,724.66$3,944.72
Cash to close$98,727$54,500$54,500