CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,382$164,382$314,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$150,528$0
Funding fee$822$822$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.322%7.640%
1st payment$782.87$782.87$2,180.37
2nd payment$0.00$1,003.52$0.00
Taxes / mo$151.58$151.58$151.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$90.00$90.00$90.00
Total monthly$1,174.45$2,177.97$2,634.94
Cash to close$185,518$34,990$34,990