CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,029$162,029$382,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$220,471$0
Funding fee$810$810$0
Note rate3.660%3.660%7.400%
Blended rate3.660%6.017%7.640%
1st payment$955.79$955.79$2,648.35
2nd payment$0.00$1,423.88$0.00
Taxes / mo$123.00$123.00$123.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$50.00$50.00$50.00
Total monthly$1,278.79$2,702.66$3,047.85
Cash to close$262,971$42,500$42,500