CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$593,540$593,540$643,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$49,960$0
Funding fee$2,968$2,968$0
Note rate4.670%4.670%7.400%
Blended rate4.670%5.006%7.640%
1st payment$3,305.17$3,305.17$4,455.46
2nd payment$0.00$374.70$0.00
Taxes / mo$287.17$287.17$287.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.70
HOA / mo$10.50$10.50$10.50
Total monthly$3,819.50$4,194.20$5,098.50
Cash to close$121,460$71,500$71,500