CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,286$328,286$526,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$198,214$0
Funding fee$1,641$1,641$0
Note rate3.170%3.170%7.400%
Blended rate3.170%4.988%7.640%
1st payment$1,596.47$1,596.47$3,645.38
2nd payment$0.00$1,321.42$0.00
Taxes / mo$177.17$177.17$177.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$577.00$577.00$577.00
Total monthly$2,517.30$3,838.72$4,671.51
Cash to close$256,714$58,500$58,500