CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$528,416$528,416$742,410
Remaining term (yrs)28.728.730.0
Secondary amount$0$213,994$0
Funding fee$2,642$2,642$0
Note rate6.760%6.760%7.400%
Blended rate6.760%7.045%7.640%
1st payment$3,474.17$3,474.17$5,140.30
2nd payment$0.00$1,382.05$0.00
Taxes / mo$286.42$286.42$286.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.48
HOA / mo$25.50$25.50$25.50
Total monthly$4,002.75$5,384.80$5,817.36
Cash to close$296,484$82,490$82,490